Pension Review

We provide a service that enables you to meet a financial advisor and have a specialist pension review. The initial meeting is an opportunity to review your current pension arrangements, including charges you are incurring and a review of your existing investment performance. Any special scheme benefits, rules and special conditions will also be considered. Following this review your dedicated financial advisor will compare your existing investments to what is available within today’s independent pension market. The financial advisor will consider your personal circumstances, i.e. age, expected retirement date, and produce an overview of your existing arrangements, where appropriate they will compile a recommendation report to suit you and your needs. This report will include clear information on what fund will best match your ‘risk’ profile, again it will consider your age and planned retirement date. If you have several pension funds each one will be reviewed individually.

The financial advisors that we assign will only provide advice that will improve your financial position. If your pension fund is doing well they will not suggest a transfer. A transfer will only be recommended if this will improve your position in retirement. Once the research has been completed and the report is drawn up, we will contact you to arrange a second appointment where you will be advised further.

At the Legacy Pension Services we make sure that we schedule future appointments with our financial advisors, this will ensure your pension policies and any new contributions will be reviewed and re-assessed to ensure they continue to perform efficiently and in line with you and your circumstances. Life moves on, things change and your pension must move with you.